Flood Insurance in Charleston, SC |Coastal Insurance Brokers

Compare flood insurance from 25+ carriers. Protect your home before the next storm. Call or request a free quote today!

Why Flood Insurance Matters in Charleston

Most homeowners don’t realize flood damage isn’t covered by a standard homeowners policy. With hurricanes, king tides, and heavy rains across the Lowcountry, flooding is a yearly risk. We review your elevation and exposure, compare carriers, and recommend coverage that protects your home and your wallet.

Why Choose Coastal Insurance Brokers?

• Local Expertise — Charleston & Mount Pleasant agents who understand Lowcountry risks.
• 25+ Carriers Compared — We shop the market to match price and protection.
• Fast, Friendly Service — Real people, quick answers, help with claims.

Frequently Asked Questions:

Q : Is flood insurance required in Charleston?
A : If your home is in a FEMA high-risk flood zone and you have a mortgage, your lender will likely require it. Even outside high-risk zones, coverage is strongly recommended in the Lowcountry

Q: How much does flood insurance cost?
A: Rates depend on elevation, location, and coverage limits. We compare multiple carriers to find an affordable option for your property.

Q : Do I need flood insurance if I’m not in a high-risk zone?
A: Yes—many claims come from moderate-to-low risk areas. It’s often inexpensive protection for the exposure we see here.

Q: How quickly can coverage start?
A: Some policies have a waiting period. We’ll walk you through options and timelines so you’re covered before the next storm.

How to Get Covered?

• 
  Request a Quote – Call, text, or fill form
• Compare Options – We shop 25+ carriers
• Get Covered – Secure your policy before the next storm

Why Choose Coastal Insurance Brokers

✅ Local Charleston agency
✅ Compare 25+ carriers to find the best rate
✅ Fast quotes – call, text, or click



Contact Coastal Insurance Brokers

📞 (843) 471-2621
📧 info@sccoastalinsurance.com
🕒 Mon–Fri 9AM–5PM

Get in Touch Today