INSURANCE AGENCY IN South Carolina
Our mission is to offer friendly and helpful service to our policyholders by establishing trust and continuous coverage during unexpected life situations.
Your Trusted Insurance Agency
Choosing the right insurance in South Carolina can be complicated. Due to its unique geography, insurance policies have to be carefully crafted to cover all possible outcomes. Here at SC Coastal Insurance, we work hard to ensure your insurance policy has the best coverage for less.
We are committed to protecting your property from the unpredictable forces of nature. Based in South Carolina, we understand the distinct challenges that come with coastal living—especially the risks of floods and hurricanes. That’s why we offer tailored Flood and Hurricane Insurance policies designed to give you confidence and peace of mind when it matters most.
Coastal Insurance Brokers offers reliable personal, auto, and homeowners insurance trusted by residents in Charleston, Mt. Pleasant and across SC. Our experienced agents work with you to find the right coverage to protect your most valuable assets. With our comprehensive home insurance plans—including protection for personal belongings and liability—you can have peace of mind knowing you're fully covered.
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Why Choose Coastal Insurance Brokers?
- Local Expertise — Charleston & Mount Pleasant agents who understand Lowcountry risks.
- 25+ Carriers Compared — We shop the market to match price and protection.
- Fast, Friendly Service — Real people, quick answers, help with claims.
INSURANCE POLICY OPTIONS
We offer a variety of insurance products to ensure you'll be protected from the unique risks you face in life.
Home Insurance
Home insurance covers hazards that you face as a homeowner. These accidents can be expensive and stressful. We'll make sure you don't have to deal with these stressful issues alone by helping you obtain the coverage you need.
Auto Insurance
Not all car insurance is created equal. We'll help make sure you are properly covered in cased of an accident - from bodily injury to uninsured motorist coverage, we'll make sure you're prepared for the unexpected.
Small Business Insurance
Every day, you work hard to ensure that your business stays up and running. That’s why it’s important to make sure your commercial property is protected because accidents do happen on occasion, and the last thing you want to experience is being out of commission and under the wrong policy.
Recent Insurance Blog Posts
Check out our Insurance Blog for in-depth information about insurance options in SC Coastal Areas.
Moving to Cainhoy, SC: A Buyer and New Arrival Insurance Guide
Cruising the Lowcountry? Why Every Mt Pleasant Rider Needs Motorcycle Insurance
Do You Really Need Golf Cart Insurance? A Coastal SC Guide to Flood, Wind & Liability
Drive Confidently in Mt Pleasant: Low-Cost Auto Insurance Built for the Coast
Frequently Asked Questions
We are here to guide you through the process of securing the best insurance options. Here are some frequently asked questions to help you get started...
Is flood insurance required in Charleston?
If your home is in a FEMA high-risk flood zone and you have a mortgage, your lender will likely require it. Even outside high-risk zones, coverage is strongly recommended in the Lowcountry
How much does flood insurance cost?
Rates depend on elevation, location, and coverage limits. We compare multiple carriers to find an affordable option for your property.
Do I need flood insurance if I’m not in a high-risk zone?
Yes—many claims come from moderate-to-low risk areas. It’s often inexpensive protection for the exposure we see here.
How quickly can coverage start?
Some policies have a waiting period. We’ll walk you through options and timelines so you’re covered before the next storm.